- Real Estate Loans
- HELOC Promotion
- Vehicle Loans
- Guaranteed Asset Protection (GAP)
- Mechanical Breakdown Protection (MBP)
- Motorcycle and RV Loans
- Personal Loans
- Visa Credit Card
- Private Student Loans
- Debt Protection
- Other Documents
- Autoland (Auto Buying Service)
VISA® Classic Credit Card Disclosure
|Annual Percentage Rate (APR) for Purchases, Cash Advances and Balance Transfers||9.25%
This APR will vary with the market based on the Prime Rate.
|Penalty APR and When It Applies||NONE|
|How To Avoid Paying Interest on Purchases||Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.|
|Minimum Interest Charge||NONE|
|For Credit Card Tips from the Consumer Financial Protection Bureau||To learn more about shopping for and using credit cards, visit the Consumer Financial Protection Bureau's website at: www.consumerfinance.gov/learnmore.|
|Foreign Transaction in US Dollars||1.00% of all transactions, in U.S. dollars.|
|Late Payment||$10.00 if payment is received more than 10 days after its due date.|
|Card Replacement Rush||$35.00|
|PIN Replacement Rush||$35.00|
|Statement Copy Fee||$5.00 (First three statement copies are free)|
|Document Copy Fee||$10.00|
How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)."
All credit subject to approval.
CEFCU is an Equal Opportunity Lender.