Start smart in 2020.

Envision what a CEFCU Mastercard can do for you in 2020!

Apply today and don't miss this chance to improve your financial outlook in 2020 with a CEFCU Platinum Mastercard®.

Your best prescription to cut costs

From now through February 28, 2020, use your CEFCU Mastercard and enjoy a fixed rate of 3.99% APR* on all new purchases, balance transfers, and cash advances.

Better still, you'll keep saving with this reduced rate until December 19, 2020. After the promotional period, your CEFCU Mastercard will revert to the variable rate in effect.

As always, there are

  • NO annual fees
  • NO balance transfer fees
  • NO cash advance fees
  • NO foreign transaction fees
  • NO minimum interest charge

See the end of high-cost debt in 2020

Existing Cardholders

No sign-up required. Simply use your CEFCU Mastercard from now through February 28, 2020.

To transfer high-cost balances, log in via eBranch or Mobile Access app and select "More Details" next to your card information. Under the "Account Services" tab, choose "Balance Transfer" to start your request.

Not yet a cardholder?

Apply online today for maximum savings.

Our Platinum Mastercard costs nothing to carry and little to use. Plus, our Mastercard offers cardholders many benefits, including the safety of EMV chip technology. Get started right now. Simply log into eBranch and select "Apply for a Loan," then choose "Consumer Loan." Most of the short application is completed for you. If you prefer, print out and complete a Loan Request and balance transfer form and mail or fax it to the office location most convenient to you.

Clearly the best in sight

No matter what kind of "rewards" you've been enticed with in the past — free airline tickets, hotel discounts, cash-back — sometimes it's more rewarding just to focus on the lowest rate.

*APR=Annual Percentage Rate. Promotional rate of 3.99% APR applies to all purchases, balance transfers, cash advances, and convenience checks posted to your account between November 1, 2019 and February 28, 2020. The promotional rate will expire on December 19, 2020. Balance transfers and convenience checks cannot be used to pay off existing CEFCU loans. View our Mastercard Disclosure for complete details. All credit subject to approval.