Schedule of Fees

ATM Fees
Annual Card Fee $10.00
Card Replacement/PIN Reminder $10.00/each
Rush Order (Card Replacement/PIN Reminder) $35.00/each
eBranch and Mobile app Fees
eStatements FREE
External Account Transfers FREE
Mobile Check Deposit FREE
General Account Fees
ACH Stop Payment Fee $15.00
Bad Address $10.00/month
Coin Machine 5% of deposit amount
Levy/Garnishment $50.00
Membership $5.00
Photocopies:  
  Credit Union Checks $5.00/each
  Daily Work Vouchers $20.00/each
Rejected Items (Checks, ACH, Loan Drafts, Loan Payments) $25.00
Research Fee $50.00/hour
Stop Payment of Credit Union Check $15.00
Stop Payment of Loan Draft $15.00
Statements (beyond last 3 statements) $5.00/each
UPS/FedEx Delivery actual charges
Loan Fees
DMV Processing Fee  
  California vehicles $50.00
  Out-of-State vehicles $100.00
Guaranteed Asset Protection (GAP)
 (prices may vary by type of vehicle)
$399.00
Home Equity Program Change Fee
 (waived on new money loans or refinance from outside institutions)
$1,000.00
Home Equity LOC Interest Only Renewal Fee $300.00
Home Equity Line of Credit Origination Fee 0.25% of approved credit line
Loan cancellation after disbursement Interest due from the date of loan
Loan Late Charge Payments received more than 10 days late (after due date) will be charged a late charge of 20% of the finance charge due, but not less than $5.00 or per Loan Agreement
Real Estate Term Modification Fee $500.00
Subordination Fee $200.00
Mastercard® Gift & Travel Card Fees
Mastercard® Gift Card $2.50 each
Mastercard® Travel Card $6.00 each
Safe Deposit Box Fees
Annual Rental $100.00
Forced Entry $400.00
Lost Key $200.00
Wire Fees
Incoming Wire Fee FREE
Domestic Outgoing Wire Fee $25.00
International Outgoing Wire Fee $50.00
Wire Tracer $35.00
Wire Amendment $35.00
Platinum Mastercard® Credit Card Fees
Annual Fee NONE
Transaction Fees  
Balance Transfer NONE
Cash Advance (including Convenience Checks) NONE
Foreign Transaction NONE
Penalty Fees  
Over-the-Credit Limit NONE
Late Payment $10.00 if payment is received more than 10 days after its due date.
Returned Payment $20.00
Convenience Check Nonsufficient Funds (NSF) $20.00
Other Fees  
Card Replacement $10.00
Card Replacement Rush $35.00
Convenience Check Stop Payment $15.00
Document Copy Fee $10.00
Emergency Card Replacement $35.00
Pay-by-Phone $5.00
PIN Mailer Request $10.00
Statement Copy Fee
 
$5.00 (First three statement copies are free)

 
All loans subject to credit approval. Rates subject to change without notice.
CEFCU is an Equal Housing Lender. NMLS #626590