Schedule of Fees

ATM Fees
Annual Card Fee $10.00
Card Replacement/PIN Reminder $10.00/each
Rush Order (Card Replacement/PIN Reminder) $35.00/each
eBranch and Mobile app Fees
eStatements FREE
External Account Transfers FREE
Mobile Check Deposit FREE
General Account Fees
ACH Stop Payment Fee $15.00
Bad Address $5.00/month
Coin Machine FREE
Escheat Fee $2.00
Levy/Garnishment $25.00
Membership $5.00
   Credit Union Checks
   Daily Work Vouchers
Rejected Items (Checks, ACH, Loan Drafts, Loan Payments) $20.00
Research (when not due to Credit Union error)
   IRS, FTB, legal questions, etc.
Stop Payment of Credit Union Check $15.00
Stop Payment of Loan Draft $15.00
Statements (beyond last 3 statements) $5.00/each
UPS/FedEx Delivery actual charges
Loan Fees
Loan cancellation after disbursement Interest due from the date of loan
Loan Late Charge Payments received more than 10 days late (after due date) will be charged a late charge of 20% of the finance charge due, but not less than $5.00 or per Loan Agreement
Home Equity LOC Processing Fee
(waived on new money loans or refinance from outside institutions)
Real Estate Term Modification Fee $500.00
Subordination Fee $100.00
Guaranteed Asset Protection (GAP)
(prices may vary by type of vehicle)
$299.00 – $349.00
Mastercard® Gift & Travel Card Fees
Mastercard® Gift Card $2.50 each
Mastercard® Travel Card $6.00 each
Safe Deposit Box Fees
Annual Rental $75.00
Forced Entry $150.00
Lost Key $75.00
Wire Fees
Incoming Wire Fee $10.00
Domestic Outgoing Wire Fee $20.00
International Outgoing Wire Fee (US Dollar Denominated) $45.00
International Outgoing Wire Fee (Currency of Beneficiary Bank) $35.00
Wire Tracer $35.00
Wire Amendment $35.00
Platinum Mastercard® Credit Card Fees
Annual Fee NONE
Transaction Fees  
Balance Transfer NONE
Cash Advance (including Convenience Checks) NONE
Foreign Transaction NONE
Penalty Fees  
Over-the-Credit Limit NONE
Late Payment $10.00 if payment is received more than 10 days after its due date.
Returned Payment $20.00
Convenience Check Nonsufficient Funds (NSF) $20.00
Other Fees  
Card Replacement $10.00
Card Replacement Rush $35.00
Convenience Check Stop Payment $15.00
Document Copy Fee $10.00
Emergency Card Replacement $35.00
Pay-by-Phone $5.00
PIN Mailer Request $10.00
Statement Copy Fee
$5.00 (First three statement copies are free)

All loans subject to credit approval. Rates subject to change without notice.
CEFCU is an Equal Housing Lender. NMLS #626590