Schedule of Fees
| ATM Fees: | |
| Annual Card Fee | $10.00 |
| Card Replacement/PIN Reminder | $10.00/ea. |
| Deposit Discrepancy | $10.00 |
| Fraudulent ATM Use | $20.00 |
| Rush Order | |
| (PIN Reissuance or Card Replacement) | $35.00/ea. |
| General Account Fees: | |
| ACH Stop Payment Fee | $15.00 |
| Bad Address | $5.00/ea. |
| Coin Machine | FREE |
| Escheat Fee | $2.00 |
| Electronic Transaction Fee/Reg D (per month if exceed 6 qualifying transactions) | $20.00/month |
| Insufficient Funds Fee (ACH, Share/Loan Drafts) | $20.00 |
| Levy/Garnishment | $25.00 |
| Membership | $5.00 |
| Photocopies | |
| Credit Union Checks | $5.00/ea. |
| Daily work vouchers | $20.00/ea. |
| Research (when not due to Credit Union error) IRS, FTB, legal questions, etc. | $30.00/hr. |
| Return Checks | $20.00 |
| Loan Draft Stop Payment Fee | $15.00 |
| Stop Payment of Credit Union Check | $15.00 |
| Statements (beyond last 3 statements) | $5.00/ea. |
| UPS/Federal Express delivery | actual charges |
| Loan Fees: | |
| Loan cancellation after disbursement | Interest due from the date of loan |
| Loan Late Charge | Payments received more than 10 days late (after due date) will be charged a late charge of 20% of the finance charge due, but not less than $5.00 or per Loan Agreement |
| Home Equity LOC Processing Fee (waived on new money loans or refinance from outside institutions) | $1000.00 |
| Real Estate Term Modification Fee | $500.00 |
| Subordination Fee (verification of value may be required) | $100.00 |
| Home Equity Line of Credit 10-Year Interest Only Draw Renewal Fee Loans up to $200,000.00 | $500.00 |
| Home Equity Line of Credit 10-Year Interest Only Draw Renewal Fee | |
| Loans greater than $200,000.00 | $800.00 |
| Guaranteed Asset Protection (GAP) (Prices may vary by type of vehicle) | $299.00 |
| Safe Deposit Box Fees: | |
| Annual Rental | $55.00 |
| Forced Entry | $150.00 |
| Lost Key | $75.00 |
| Traveler's Cheques Fees: | |
| Cheques for 2 per $100 of cheques | $1.50 |
| Gift Cheques | $1.50 |
| Gift Card | $2.50 each |
| Wire Fees: | |
| Incoming Wire Fee | $10.00 |
| Domestic Outgoing Wire Fee | $20.00 |
| International Outgoing Wire Fee (US Dollar Denominated) | $45.00 |
| International Outgoing Wire Fee (Currency of Beneficiary Bank) | $35.00 |
| Wire Tracer | $35.00 |
| Wire Amendment | $35.00 |
| Platinum MasterCard® Credit Card Fees: | |
| Annual Fee | NONE |
| Transaction Fees | |
| Balance Transfer | NONE |
| Cash Advance (including Convenience Checks) | NONE |
| Foreign Transaction in US Dollars | 1.00% of each transaction, in U.S. dollars. |
| Penalty Fees | |
| Over-the-Credit Limit | NONE |
| Late Payment | $10.00 |
| if payment is received more than 10 days after its due date. | |
| Returned Payment | $20.00 |
| Convenience Check Non-Sufficient Funds (NSF) | $20.00 |
| Other Fees | |
| Card Replacement | $10.00 |
| Card Replacement Rush | $35.00 |
| Emergency Replacement Card | $35.00 |
| PIN Mailer Request | $10.00 |
| Convenience Check Stop Payment | $15.00 |
| Pay-by-Phone | $5.00 |
| Statement Copy Fee | $5.00 |
| (First three statement copies are free) | |
| Document Copy Fee | $10.00 |
| eBranch - Online Account Access: | |
| eBranch | FREE |
| External Account Transfers - Outbound (posted to account within 2 business days) See above, General Account Fees - Electronic Transaction Fee/Reg. D |
FREE |
| External Account Transfers - Inbound (posted to account within 4 business days) See above, General Account Fees - Electronic Transaction Fee/Reg. D |
FREE |
| Mobile Deposit | FREE |
