- Applications and Forms
- ATM Locator
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- Disclosures
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- Warning Signs of Scams & Identity Theft Schemes
- Beware of COVID-19 Vaccine Scams
- Beware of Gift Card Payments, Pop-Ups and Links
- Protect Yourself and Your Finances
- IRS Warns on Coronavirus-Related Scams
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- 10 Things You Can Do to Avoid Fraud
- Alarming Increase of Scam Calls
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- Focus Newsletter
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- Privacy Notice
- Schedule of Fees
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- Wiring Instructions
Schedule of Fees
| ATM Fees | |
|---|---|
| Annual Card Fee | $10.00 |
| Card Replacement/PIN Reminder | $10.00/each |
| Rush Order (Card Replacement/PIN Reminder) | $35.00/each |
| eBranch and Mobile app Fees | |
|---|---|
| eStatements | FREE |
| External Account Transfers | FREE |
| Mobile Check Deposit | FREE |
| General Account Fees | |
|---|---|
| ACH Stop Payment Fee | $15.00 |
| Bad Address | $5.00/month |
| Coin Machine | FREE |
| Escheat Fee | $2.00 |
| Levy/Garnishment | $25.00 |
| Membership | $5.00 |
| Photocopies: Credit Union Checks Daily Work Vouchers |
$5.00/each $20.00/each |
| Rejected Items (Checks, ACH, Loan Drafts, Loan Payments) | $20.00 |
| Research (when not due to Credit Union error) IRS, FTB, legal questions, etc. |
$30.00/hour |
| Stop Payment of Credit Union Check | $15.00 |
| Stop Payment of Loan Draft | $15.00 |
| Statements (beyond last 3 statements) | $5.00/each |
| UPS/FedEx Delivery | actual charges |
| Loan Fees | |
|---|---|
| Loan cancellation after disbursement | Interest due from the date of loan |
| Loan Late Charge | Payments received more than 10 days late (after due date) will be charged a late charge of 20% of the finance charge due, but not less than $5.00 or per Loan Agreement |
| Home Equity LOC Processing Fee (waived on new money loans or refinance from outside institutions) |
$1,000.00 |
| Real Estate Term Modification Fee | $500.00 |
| Subordination Fee | $100.00 |
| Guaranteed Asset Protection (GAP) (prices may vary by type of vehicle) |
$299.00 – $349.00 |
| Mastercard® Gift & Travel Card Fees | |
|---|---|
| Mastercard® Gift Card | $2.50 each |
| Mastercard® Travel Card | $6.00 each |
| Safe Deposit Box Fees | |
|---|---|
| Annual Rental | $75.00 |
| Forced Entry | $150.00 |
| Lost Key | $75.00 |
| Wire Fees | |
|---|---|
| Incoming Wire Fee | $10.00 |
| Domestic Outgoing Wire Fee | $20.00 |
| International Outgoing Wire Fee (US Dollar Denominated) | $45.00 |
| International Outgoing Wire Fee (Currency of Beneficiary Bank) | $35.00 |
| Wire Tracer | $35.00 |
| Wire Amendment | $35.00 |
| Platinum Mastercard® Credit Card Fees | |
|---|---|
| Annual Fee | NONE |
| Transaction Fees | |
| Balance Transfer | NONE |
| Cash Advance (including Convenience Checks) | NONE |
| Foreign Transaction | NONE |
| Penalty Fees | |
| Over-the-Credit Limit | NONE |
| Late Payment | $10.00 if payment is received more than 10 days after its due date. |
| Returned Payment | $20.00 |
| Convenience Check Nonsufficient Funds (NSF) | $20.00 |
| Other Fees | |
| Card Replacement | $10.00 |
| Card Replacement Rush | $35.00 |
| Convenience Check Stop Payment | $15.00 |
| Document Copy Fee | $10.00 |
| Emergency Card Replacement | $35.00 |
| Pay-by-Phone | $5.00 |
| PIN Mailer Request | $10.00 |
| Statement Copy Fee |
$5.00 (First three statement copies are free) |
All loans subject to credit approval. Rates subject to change without notice.
CEFCU is an Equal Housing Lender. NMLS #626590
