- Applications and Forms
- ATM Locator
- Calendars
- Disclosures
- Financial Calculators
- Financial Wellness
- Home Ownership
- 7 Tips for Buying & Using Homeowner's Insurance
- The Two Sides of Co-Borrowing
- Understanding How the Equity in Your Home Can Work for You
- 5 Financial Goals You Can Achieve with a HELOC
- What is Your Home Really Worth?
- Is Downsizing Right for You?
- When It's Time to Tap Your Home Equity
- What is the Smartest Home Loan for You?
- Helpful Hints on Hiring a Contractor
- Money Management
- Smart Ways to Deposit Money
- Why You Should Or Shouldn't Buy Now, Pay Later
- Is Your Account at Risk? Simple Steps to Avoid Escheatment
- What to Do If Your Property Is Escheated
- Transferring Wealth
- 3 Keys to Start Car Shopping
- Why Credit Card APRs Matter
- Financial Preparedness in Emergencies
- The Time is Now to Introduce Your Beneficiaries to CEFCU
- Introduce Your Beneficiaries to CEFCU
- Talking Finances with Your Teens
- What's Involved When You're a Trustee or Executor to an Estate?
- How Your Accounts are Federally Insured
- How to Have A Meaningful Conversation about Joint Finances
- Prepare Your Financial Go-Bag
- Scam Awareness & Cyber Security
- How to Avoid a Scam
- Impersonation Scams Are Getting Smarter Make Sure You Are Too
- Protect Yourself from Criminals Exploiting Artificial Intelligence to Deceive Victims
- Protect Yourself and Your Accounts from Credential Stuffing
- Multi-Factor Authentication & 5 Ways to Stay Cyber Safe
- Warning Signs of Scams & Identity Theft Schemes
- Tips on Avoiding Physical & Digital Theft
- Prevention is Key to Cybersecurity
- Trending Scams: Stay Alert and Aware
- Beware of COVID-19 Vaccine Scams
- Beware of Gift Card Payments, Pop-Ups and Links
- Protect Yourself and Your Finances
- IRS Warns on Coronavirus-Related Scams
- Phone Scams
- 10 Things You Can Do to Avoid Fraud
- Alarming Increase of Scam Calls
- IRS Tax Scams Continue Year-Round
- Safeguard Your Identity
- Home Ownership
- Focus Newsletter
- Holidays
- Privacy Notice
- Schedule of Fees
- Security Information
- Tax Statements
- Update Your Contact Information
- Wiring Instructions
Schedule of Fees
ATM Fees | |
---|---|
Annual Card Fee | $10.00 |
Card Replacement/PIN Reminder | $10.00/each |
Rush Order (Card Replacement/PIN Reminder) | $35.00/each |
eBranch and Mobile app Fees | |
---|---|
eStatements | FREE |
External Account Transfers | FREE |
Mobile Check Deposit | FREE |
General Account Fees | ||
---|---|---|
ACH Stop Payment Fee | $15.00 | |
Bad Address | $10.00/month | |
Coin Machine | 5% of deposit amount | |
Levy/Garnishment | $50.00 | |
Membership | $5.00 | |
Photocopies: | ||
Credit Union Checks | $5.00/each | |
Daily Work Vouchers | $20.00/each | |
Rejected Items (Checks, ACH, Loan Drafts, Loan Payments) | $25.00 | |
Research Fee | $50.00/hour | |
Stop Payment of Credit Union Check | $15.00 | |
Stop Payment of Loan Draft | $15.00 | |
Statements (beyond last 3 statements) | $5.00/each | |
UPS/FedEx Delivery | actual charges |
Loan Fees | ||
---|---|---|
DMV Processing Fee | ||
California vehicles | $50.00 | |
Out-of-State vehicles | $100.00 | |
Guaranteed Asset Protection (GAP) (prices may vary by type of vehicle) |
$399.00 | |
Home Equity Program Change Fee (waived on new money loans or refinance from outside institutions) |
$1,000.00 | |
Home Equity LOC Interest Only Renewal Fee | $300.00 | |
Home Equity Line of Credit Origination Fee | 0.25% of approved credit line | |
Loan cancellation after disbursement | Interest due from the date of loan | |
Loan Late Charge | Payments received more than 10 days late (after due date) will be charged a late charge of 20% of the finance charge due, but not less than $5.00 or per Loan Agreement | |
Real Estate Term Modification Fee | $500.00 | |
Subordination Fee | $200.00 |
Mastercard® Gift & Travel Card Fees | |
---|---|
Mastercard® Gift Card | $2.50 each |
Mastercard® Travel Card | $6.00 each |
Safe Deposit Box Fees | |
---|---|
Annual Rental | $100.00 |
Forced Entry | $400.00 |
Lost Key | $200.00 |
Wire Fees | ||
---|---|---|
Incoming Wire Fee | FREE | |
Domestic Outgoing Wire Fee | $25.00 | |
International Outgoing Wire Fee | $50.00 | |
Wire Tracer | $35.00 | |
Wire Amendment | $35.00 |
Platinum Mastercard® Credit Card Fees | |
---|---|
Annual Fee | NONE |
Transaction Fees | |
Balance Transfer | NONE |
Cash Advance (including Convenience Checks) | NONE |
Foreign Transaction | NONE |
Penalty Fees | |
Over-the-Credit Limit | NONE |
Late Payment | $10.00 if payment is received more than 10 days after its due date. |
Returned Payment | $20.00 |
Convenience Check Nonsufficient Funds (NSF) | $20.00 |
Other Fees | |
Card Replacement | $10.00 |
Card Replacement Rush | $35.00 |
Convenience Check Stop Payment | $15.00 |
Document Copy Fee | $10.00 |
Emergency Card Replacement | $35.00 |
Pay-by-Phone | $5.00 |
PIN Mailer Request | $10.00 |
Statement Copy Fee |
$5.00 (First three statement copies are free) |
All loans subject to credit approval. Rates subject to change without notice.
CEFCU is an Equal Housing Lender. NMLS #626590