Vehicle Loans

Drive a Better Bargain on Your Next Auto Loan - New, Pre-Owned and Refis

Our no-nonsense, low-cost vehicle loans maximize your freedom of choice with some of the lowest rates in the nation...and NO out-of-pocket costs!

Whether New, Used, or Refinanced, you simply get an extremely low-cost loan with:

And, to save even more, get pre-approved before you shop and give yourself the bargaining power of "cash in hand." You can take advantage of any manufacturer's rebate and negotiate a better price on your car!

Please view our Vehicle Loans FAQs for questions and answers you may have about our auto loan process. If you have additional questions which are not addressed in the Frequently Asked Questions section, please call a Loan Officer at (800) 592-3328 ext. 402.

Apply today!

To apply or get your pre-approval or refi in gear, click on the Apply for a Loan option after logging into eBranch. If you're not yet a eBranch user, you can still apply online. Prefer not to apply online? You may also complete a Loan Request and mail or fax it to the office location most convenient to you.

It's just that easy to love your car with no "monthly" regrets!


New/Used Vehicle-Purchase and Refinance

Financing includes purchase price or Retail Blue Book plus tax, license, documentation fees, and extended warranty.

*APR=Annual Percentage Rate

**These rates include a 1.00% rate discount for payment by Automatic Transfer.

100% financing for used vehicles based on retail Kelley Blue Book or purchase price plus tax, license, documentation fees and extended warranty. Maximum deductible allowed on auto comprehensive and collision insurance is $1000.00. See above for available rates and terms on cars and trucks. See applicable rates and terms for motorcycles, RVs, boats and airplanes.

All loans subject to credit approval. Rates subject to change without notice. CEFCU is an Equal Opportunity Lender.