- Real Estate Loans
- Vehicle Loans
- Guaranteed Asset Protection (GAP)
- Mechanical Breakdown Protection (MBP)
- Motorcycle and RV Loans
- Personal Loans
- Platinum Mastercard
- Private Student Loans
- Debt Protection
- Other Documents
- Autoland (Auto Buying Service)
Student Platinum Mastercard®
Your First Choice for Credit Cards
A Student Platinum Mastercard from CEFCU offers a no gimmick, no hidden charges or fees credit card.
- Low, variable rate of 11.25%*
- NO annual fee
- NO cash advance fee
- Low minimum monthly payments
Plus, our Platinum Mastercard comes standard with many other enhanced benefits.
- Full-time college student with a minimum of 12 units^
- 21 years of age and older (Members under the age of 21 must have a qualified co-borrower or must provide verification of income sufficient to support the obligation.)
- Satisfactory credit report reflecting no negative history
With proof of registration and no derogatory or excessive credit, we'll grant the following Student Platinum Mastercard limits:
- Undergrad Students (ages 18-20) - $1,000
- Juniors (ages 21 & older) - $1,400
- Seniors (ages 21 & older) - $1,600
- Graduate Students - $2,500
- Postdoctoral^ - $3,500
CEFCU is your smarter solution for credit cards! Apply online today by clicking on the Apply for a Loan option when you sign into eBranch. If you're not yet an eBranch user, you can still apply online. Prefer not to apply online? You may also complete a Loan Request and mail or fax it to the office location most convenient to you. At CEFCU we are ready to serve your savings and borrowing needs.
^Must show proof of full time student status and no negative credit history. Postdoctoral must show Caltech paystub or welcome letter as proof of Postdoctoral status.
*APR=Annual Percentage Rate
View our Mastercard Disclosure for complete details. All credit subject to approval.