Student Platinum Mastercard®

Your First Choice for Credit Cards

A Student Platinum Mastercard from CEFCU offers a no gimmick, no hidden charges or fees credit card.

  • Low, variable rate of 11.50%*
  • NO annual fee
  • NO cash advance fee
  • Low minimum monthly payments

Plus, our Platinum Mastercard comes standard with many other enhanced benefits.

Basic Qualifications

  • Full-time college student with a minimum of 12 units^
  • 21 years of age and older (Members under the age of 21 must have a qualified co-borrower or must provide verification of income sufficient to support the obligation.)
  • Satisfactory credit report reflecting no negative history

With proof of registration and no derogatory or excessive credit, we'll grant the following Student Platinum Mastercard limits:

  • Undergrad Students (ages 18-20) - $1,000
  • Juniors (ages 21 & older) - $1,400
  • Seniors (ages 21 & older) - $1,600
  • Graduate Students - $2,500
  • Postdoctoral^ - $3,500

Apply Today!

CEFCU is your smarter solution for credit cards! Apply online today by clicking on the Apply for a Loan option when you sign into eBranch. If you're not yet an eBranch user, you can still apply online. Prefer not to apply online? You may also complete a Loan Request and mail or fax it to the office location most convenient to you. At CEFCU we are ready to serve your savings and borrowing needs.


^Must show proof of full time student status and no negative credit history. Postdoctoral must show Caltech paystub or welcome letter as proof of Postdoctoral status.
*APR=Annual Percentage Rate
View our Mastercard Disclosure for complete details. All credit subject to approval.