Platinum Mastercard®

Shop with Confidence.

Don't be misled by cards that claim a lower rate. Our Platinum Mastercard with EMV chip technology costs nothing to carry and little to use. Other enhanced benefits include:

  • Low, variable rate of 11.50%*
  • No annual fee
  • No cash advance fee
  • No balance transfer fee

Cardholder Benefits

  • Mastercard Online Access
  • Easy payment methods
  • Mastercard ATM access
  • Price Protection
  • Extended Warranty
  • ID Theft Resolution Services
  • Zero Liability
  • Optional: Debt Protection
  • Choice of four exclusive designs

Student Platinum Mastercard

Full-time students (enrolled in 12 units or more) may apply for our Student Mastercard and receive the same cardholder benefits.

Apply Today!

CEFCU is your smarter solution for credit cards. Apply today by clicking on the Apply for a Loan option when you sign into eBranch. If you're not yet an eBranch user, you can still apply online. Prefer not to apply online? You may also complete a Loan Request and mail or fax it to the office location most convenient to you. To transfer high-cost balances from other credit cards, submit a Mastercard Balance Transfer Form.


*APR=Annual Percentage Rate
View our Mastercard Disclosure for complete details. All credit subject to approval.