Frequently Asked Questions on Tax Statements

Below are answers to our most frequently asked questions regarding tax statements.

What tax statements are issued?
Who will receive a 1099-INT tax form?
Who will receive a 1098 tax form?
What is an eTax Statement?
Do I have to wait for my tax statements to file my taxes?
When and how will I receive my tax statement?
I have multiple accounts. How can I find my 1099-INT eTax Statement?
How can I find my 1098 eTax Statement?
How long will CEFCU archive my eTax Statements?
What information do I need to get my tax refund deposited directly?
Where can I find the routing number for Caltech Employees Federal Credit Union?
I don't know my savings account number. How can I find the number?
How long will it take to receive the direct deposit of my tax refund?
How can I check if my tax refund has been deposited to my CEFCU savings account?
What should I do if I receive an email from the IRS?
 

If your question is not answered here, please contact us for more assistance.


What tax statements are issued?
CEFCU issues Form 1099-INT, Interest Income (as required), and Form 1098, Mortgage Interest Statement.


Who will receive a 1099-INT tax form?
The 1099-INT form will be generated if your combined dividend earning is 2016 is more than $10.00.


Who will receive a 1098 tax form?
The 1098 form will be generated for all accounts with a real estate loan on which interest was paid during the year, such as a mortgage or home equity line of credit.


What is an eTax Statement?
An eTax Statement is an electronic version of the 1099-INT or 1098 form. The electronic version provides you with the same information as the paper version. eTax Statements are available to access securely via eBranch. A PDF is available to view or download.


Do I have to wait for my tax statements to file my taxes?
The information used for earned interest on 1099-INT forms will also show on the December 2016 monthly statement.

However, if you will receive a 1098, please wait until you receive the actual tax form. If you have specific questions regarding your 1098 form, please contact our Real Estate department.


When and how will I receive my tax statement?
Printed tax forms will be mailed out to the address on your account by January 31, 2017.

If you’ve elected to receive eStatements for monthly account statements, you will also receive an eTax Statement (an electronic version of the tax form). An email notification will be sent when your eTax Statement is available online.


I have multiple accounts. How can I find my 1099-INT eTax Statement?
If you have multiple accounts under the same primary tax payer identification number (i.e. social security number), you can access your tax statement via eBranch by logging into your most recently opened CEFCU account or highest account number assigned to that taxpayer identification number. The account must also have elected to receive eStatements by December 31, 2016.

Once logged into eBranch, you may access your eTax Statements under the Online Services tab, and then select eStatements from the drop-down menu. Tax statements are listed under monthly statements. A PDF is available to view or download.


How can I find my 1098 eTax Statement?
The 1098 is available via eBranch by logging into the account where your real estate loan reside.


How long will CEFCU archive my eTax Statements?
eTax Statements are available for 36 months.


What information do I need to get my tax refund deposited directly?
Simply follow the instructions provided by the IRS on the direct deposit line of your tax form. You will need to provide the Credit Union Routing Number and your savings account number.

Credit Union Routing/Transit Number: 3222-8069-2
Your Credit Union Account Number
Your deposit is going into SAVINGS

For your convenience, our Direct Deposit Information form can provide these details in an easy-to-read form.


Where can I find the routing number for Caltech Employees Federal Credit Union?
The routing number is: 3222-8069-2. Our routing number is conveniently located at the bottom of each page of our website.


I don't know my savings account number. How can I find the number?
You can find your CEFCU savings account number on your account documents provided at the time you opened your account. If you need help validating your account number, please contact us. For your protection, we will ask a series of verification questions to confirm your identification over the phone. Or, please bring your current identification when you visit any of our offices.


How long will it take to receive the direct deposit of my tax refund?
Your tax refund will arrive much faster than a paper check. CEFCU will make your tax refund direct deposit available on the same business day we receive the deposit from the IRS.

You can track your refund using the IRS’s Where’s My Refund? tool.

If you were expecting a direct deposit of your refund and have not received it, or there was an error in the direct deposit amount, please contact the Internal Revenue Service (IRS) directly.


How can I check if my tax refund has been deposited to my CEFCU savings account?
Log into your account via eBranch, our online access system, and view the activity on your account.


What should I do if I receive an email from the IRS?
The Internal Revenue Service (IRS) will never contact you by email to confirm personal information. You can report phishing (unsolicited scam emails) directly to the IRS. Remember that the IRS will always contact you by mail or phone for any problems with your tax filing or tax return.