“Refer to Win”
Membership Sweepstakes
Talk about a win-win situation.
From now through January 20, 2026, you can earn an entry to win in our “REFER TO WIN” Membership Sweepstakes for every eligible person you refer. And there’s no limit to how many family members and Caltech/JPL co-workers you refer. Plus, earn another entry when your referral joins.
Share the benefits of membership with your family — spouse, children, parents, grandparents, grandchildren, brothers, sisters, and in-laws — as well as co-workers at Caltech, JPL and The Huntington, or fellow Caltech students.
Complete a Referral Form
Every week, for 10 weeks, we’ll be awarding 5 new or existing* members with a $500 deposit into their CEFCU savings account. New members will be entered to win when they join. So you and each of them could be a winner!
New Members Can Join Online
Better still, all eligible new members can open and fund an account online. It’s a simple and quick process even if your family members live clear across the country. And, after they join, they too can earn additional entries by referring others.
Open a New Account Online
Refer for a chance to WIN!
Just complete a Referral Form with your referral’s name and email address…and we’ll do the rest!
Once entered, you’ll be eligible to win in each subsequent drawing. So your chances of winning are good…especially if you enter early.
*View official rules. Promotion dates are November 10, 2025 to January 20, 2026. The first drawing will be held on November 18, 2025, and every Tuesday thereafter until the final drawing on January 20, 2026. No purchase necessary.
Must qualify for CEFCU membership to join. Minimum $5 deposit and $5 membership fee due upon opening any CEFCU Share Account. Federally insured by NCUA.
All loans subject to credit approval. Rates and terms are subject to change without notice. CEFCU is an Equal Housing Lender.





