Vehicle Loans

Drive Away with a Rate that’s Low!

Whether new, used, or refinanced from another lender, you get an extremely low-cost auto loan.

Apply today!

Apply for a vehicle loan

Quickest start to your loan request: Log in to eBranch and select ‘Apply for a Loan’ to get started.

Prefer not to apply online? Complete and sign a Loan Request and mail, fax or bring to the office location most convenient to you. We may require additional documents to complete your loan request.

Rates & Terms for New/Used Vehicle (Purchase and Refinance)

Financing includes purchase price or retail value plus tax, license, documentation fees, and extended warranty.

Apply for a vehicle loan

Don’t Choose between a Low Rate and a Rebate

Get pre-approved before you shop and give yourself the bargaining power of “cash in hand.” Take advantage of any manufacturer's rebate and negotiate a better price on your new car.

It's just that easy to love your car with no “monthly” regrets!

Our straightforward, money-saving loans are always in your best interest.

  • No teaser rates.
  • No loan origination fees.
  • No pre-payment penalties.

We’re here to help

Check out Vehicle Loans FAQs and required documents for information about our auto loan process. If you have additional questions or need help getting started with the purchase or refinance of your next vehicle, please contact a Loan Officer at (800) 592-3328 ext. 402.

*APR=Annual Percentage Rate
^Rate includes 1.00% rate discount for payment by Automatic Transfer.
100% financing for used vehicles based on retail value or purchase price plus tax, license, documentation fees and extended warranty. Lower rate or refinancing option does not apply to current CEFCU loans or any vehicles that have been financed by CEFCU in the past 12 months.
Maximum deductible allowed on auto comprehensive and collision insurance is $1,000.00.
See above for available rates and terms on cars and trucks. See applicable rates and terms for motorcycles, RVs, boats and airplanes. Rates subject to change without notice. All loans subject to credit approval.