Debt Consolidation

Ready to Come Up for Air?

We Can Help Consolidate Your High-Cost Debt.

Are you paying — and paying and paying — on expensive credit cards, gas cards, store cards, and personal loans only to keep drowning in high interest charges each month? Our Short-Term Personal Loans can dramatically lower your monthly payments and reduce your overall interest charges.

Ready to save? Consolidate today!

Ready to save?

Simply transfer those high-cost balances from other lenders to CEFCU.

Apply online

Upon credit approval, CEFCU will pay off your current high-interest bills.

Get in control.

Consolidate your debt and save by transferring high-cost balances from other lenders to CEFCU.

Rates & Terms for Short Term Personal Loans

Type of Loan APR* Maximum Approximate Term
Short Term Personal Loan 7.95%^ 24 months
  8.25%^ 36 months
  8.95%^ 60 months

Our low loan rates deliver real savings.

  • Rates as low as 7.95% APR*^
  • Terms up to 60 months
  • No teaser rates
  • No loan origination fee
  • No pre-payment penalty
  • Fixed rate for the life of the loan

Consolidate today!

Get started and apply online. You can rely on our loan experts every step of the way, just call (800) 592-3328, option 1. Upon credit approval, CEFCU will pay off your current high-interest bills.

 
*APR=Annual Percentage Rate. ^This rate includes a 1.00% rate discount for payment by Automatic Transfer.
Offer does not apply to current CEFCU loans. Minimum debt consolidation of $2,500. Maximum loan amount of $50,000, including any existing unsecured CEFCU loan(s). Rates and terms may change without notice. All loans subject to credit approval.